We believe your dream vacation shouldn’t have to wait. With Flex Pay by Upgrade, you can secure your trip today and pay over time with fixed, predictable monthly installments.

Why Choose Flex Pay?

  • Budget-Friendly & Transparent: Choose a personalized plan that works for your budget with clear, upfront costs and no late fees or pre-payment penalties.

  • Simple Interest: Unlike traditional credit cards that charge interest on interest, Flex Pay charges only simple interest with fixed monthly payments that never change.

  • Risk-Free Quotes: Checking your eligibility for a personalized offer is a "soft" credit inquiry and will not impact your credit score.

  • Fast & Straightforward: The application process is quick. Once you receive your link via email or text, simply complete the form for an instant decision.

Note: Flex Pay by Upgrade may be unavailable to residents in Iowa, West Virginia, and the District of Columbia.