You shouldn't have to wait years to experience the trip of a lifetime. At Chillstar Travel, we believe in "Buy Now, Pay Later" as a way to prioritize your experiences without the upfront burden. Through Flex Pay by Upgrade, you can secure your dream itinerary today and spread the cost over low, budget-friendly monthly installments.

2. Why Choose Flex Pay? 

A Smarter Way to Finance Your Journey:

Unlike traditional credit cards that often charge compounding interest (interest on interest), Flex Pay uses simple interest with fixed, predictable payments.

• Quick & Easy: Provide a few pieces of basic information and receive a decision in seconds.

• No Hidden Fees: Experience surprise-free travel with no late fees or pre-payment penalties.

• Risk-Free Quotes: Checking your eligibility involves a "soft" credit inquiry that will not impact your credit score.

• Travel Before You Pay: You can depart on your trip even before your final installment is made.

3. How It Works:

Three Simple Steps to Get Started

1. Plan Your Escape: Work with your Chillstar Travel advisor to curate your perfect cruise, tour, or custom package.

2. Apply in Minutes: Once we send your personalized offer via email or text, complete the short application and choose the monthly plan that fits your budget.

3. Enjoy the Journey: Your trip is paid in full at the time.

 

Loans are made through Flex Pay by Upgrade. Actual terms are based on your credit score and other factors. APRs range from 0% to 36%. Minimum $150 purchase required. Not available to residents in IA, WV, or DC.